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New Jersey Private Health vs. HealthMarkets and Other National Brokers
If you've searched for health insurance in New Jersey, you've seen the national brokers — HealthMarkets, eHealth, SelectQuote and the lead-generation sites that sell your information to five agents at once. Here's how we're different.
One agent, not a call center
When you contact New Jersey Private Health, you talk to a licensed New Jersey agent who handles your case start to finish — quote, underwriting, enrollment, and service after. Your information isn't resold.
Both markets, honestly
We quote Get Covered New Jersey and the private shared-network market side by side, and we tell you which one fits even when it's the one that pays us less. If the marketplace with a subsidy is your best option, that's what we'll say.
30+ carriers, New Jersey-licensed
Independent means we're not captive to one carrier. We're appointed with the private PPO carriers on the MagnaCare and Cigna PPO networks and certified for Get Covered New Jersey.
Local pricing, real numbers
Our quoting tool shows actual private-plan prices for New Jersey by age and tier before you ever talk to anyone.
What we don't do
Sell health-sharing ministries or indemnity plans as "insurance," push a product that doesn't fit, or call you ten times a day.
New Jersey Private Health is a DBA of Lyons Life LLC; insurance is offered by Martin Elefant, a licensed independent agent. Check your options.